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Mortgage guides
The rules, costs and paperwork of buying with a mortgage in the UAE, with worked numbers. Updated when the rules or bank policies change.
UAE mortgage rules for expats: what banks can lendLoan-to-value caps, the 50% debt burden limit, age limits and minimum salary for expat mortgages in the UAE, with worked examples from a Dubai broker.Read the guide
Cost of buying property in Dubai: fees on top of the priceWhat you pay on top of the deposit when you buy property in Dubai, from the 4% DLD fee to bank charges and agent commission, with a worked AED example.Read the guide
Mortgage documents checklist for UAE home buyersThe documents UAE banks ask for on a mortgage application, for salaried, self-employed and non-resident buyers, plus the property papers needed later.Read the guide- Non-resident mortgage in Dubai: deposits, income and banksHow non-residents get a mortgage in Dubai: the 40% to 50% deposit, the income banks expect, documents to prepare and how signing works from abroad.Read the guide
Off-plan mortgage in Dubai: what banks will financeHow mortgages work on off-plan property in Dubai: the 50% loan cap, approved projects, handover mortgages and the cash you need before completion.Read the guide
Fixed or variable mortgage rate in the UAE: how to chooseHow fixed and variable home loan rates work in the UAE, what happens when the fixed period ends, how EIBOR and floor rates work, and which one suits you.Read the guide
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